Cookie Policy

Understanding how melarivonex uses tracking technologies to enhance your financial education experience

At melarivonex, we believe transparency builds trust. This policy explains how we use cookies and similar tracking technologies on melarivonex.com to provide you with personalised financial education resources and improve your learning journey. We've structured this information to help you understand exactly what data we collect and how you can control your preferences.

What Are Cookies and Tracking Technologies?

Cookies are small text files stored on your device when you visit our website. Think of them as digital bookmarks that help us remember your preferences and provide a smoother experience. Beyond traditional cookies, we also use web beacons, pixel tags, and local storage technologies.

These technologies work together to remember your progress through our financial education modules, save your calculator preferences, and help us understand which content resonates most with our Australian audience. Most importantly, they enable us to personalise your learning experience based on your interests and skill level.

Types of Tracking We Use

Essential Cookies

These keep our website functioning properly. They remember your login status, secure your session, and ensure our financial calculators work correctly. Without these, basic website features wouldn't operate.

Functional Cookies

These enhance your experience by remembering your preferences, language settings, and progress through our courses. They make your return visits more personalised and efficient.

Analytics Cookies

We use these to understand how visitors interact with our content. This helps us identify which financial topics are most valuable and improve our educational resources accordingly.

Marketing Cookies

These help us show you relevant financial education content and course recommendations. They also measure the effectiveness of our educational campaigns.

How Tracking Enhances Your Experience

Our tracking technologies work behind the scenes to create a more valuable educational experience. When you use our budget calculator, cookies remember your input preferences for future visits. If you're halfway through our debt management course, we'll bookmark your progress automatically.

  • Personalised course recommendations based on your interests and current financial goals
  • Saved calculator settings and frequently used financial tools for quick access
  • Progress tracking through multi-part educational series and workshops
  • Customised content suggestions that match your experience level and learning pace
  • Improved website performance by remembering your device and connection preferences

Data Retention and Your Control

Most of our cookies expire automatically. Session cookies disappear when you close your browser, while persistent cookies typically last between 30 days and 2 years depending on their purpose. You maintain full control over your cookie preferences and can modify or delete them at any time through your browser settings or our preference centre.

Managing Your Cookie Preferences

You have several options for controlling how cookies work on your device. While essential cookies are necessary for basic website functionality, you can adjust settings for all other types based on your comfort level.

1

Browser Settings

Access your browser's privacy settings to block or delete cookies. Most browsers allow you to set preferences for different types of tracking technologies and choose which sites can store data.

2

Our Preference Centre

Use our built-in preference centre to customise exactly which types of tracking you're comfortable with. You can enable analytics while disabling marketing cookies, for example.

3

Third-Party Opt-Outs

For cookies from our educational partners and analytics providers, you can opt out directly through their respective privacy controls or industry opt-out tools.

Third-Party Tracking Services

We work with trusted partners to provide comprehensive financial education resources. Some of our course content, calculators, and analytics tools are powered by third-party services that may place their own tracking technologies on your device.

These partners include educational content providers, website analytics services, and platform tools that help us deliver interactive learning experiences. Each partner operates under their own privacy policies, and we carefully select only those who meet our standards for data protection and user privacy.

Updates and Changes

As we enhance our educational platform and introduce new features, our use of tracking technologies may evolve. We'll update this policy to reflect any significant changes and notify active users when important modifications are made.

We recommend reviewing this policy periodically, especially if you have specific privacy preferences. The current version was last updated in January 2025 and reflects our current practices for data collection and user tracking.

Questions About Our Cookie Policy?

We're committed to transparency about how we use tracking technologies. If you need clarification about any aspect of our cookie practices or want to discuss your privacy preferences, our team is here to help.

Contact Our Privacy Team